![]() ![]() Though fundamentally, the envelope budgeting is slightly different from YNAB's. Once you learn how to use the program, it's pretty easy to manage.Very simplistic, minimalistic UI on the Mac. ![]() Big upside: if you paid for one year and then decide to stop after that year, you actually get to continue to use the current app as is that you paid for.Though the $50 dollar feature is great for those who just want to do budget. Most people will likely get the $70 for investment/retirement planning features.Big learning curve, but pays off in the end. You should absolutely watch their masterclass series on youtube (free) to learn about their features.Connections are VERY stable, which is a breath of fresh air coming from YNAB (though this might depend more on the service they use rather than themselves). Connecting to the banks was pretty easy.I think this is to make it easier to see your projected spending, but definitely took some time to learn/get used to ![]() They use a much more complex/detailed system to track your envelopes vs your budgeted amount. Not as easy as YNAB to set up envelope budgeting.
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